Personal & Business Capital in Harmony
Solopreneurs wear every hat, and their business and personal capital often overlap. YoFi functions as a unified financial command center to segregate operational costs from living expenses, monitor software subscriptions, and enforce strict runway limits.
Monthly Capital Velocity
Dedicated bucket for software subscriptions, marketing campaigns, and independent contractor retainers.
Personal expenditures kept cleanly segregated from company books for audit-proof bookkeeping.
The Single-Operator Financial Standard
You run the entire enterprise solo. You deserve tools that automate bookkeeping, prevent subscription bleed, and project cash runway.
Segregate Business & Living Expenses
Avoid corporate tax headaches at year-end. Categorize operational tool costs versus personal living draw with custom envelopes.
Subscription Tracker & Renewal Sentinel
Monitors recurring software, API, and operational subscriptions. Alerts you to renewal dates and flags unused or climbing software fees.
6-Month Cash Flow Charts
Visual trajectories illustrate your revenue spikes, fixed overhead, and net retained earnings over 6 months to spot cyclical slowdowns early.
Strict Spending Limits & Runway Protection
Enforces category-specific spending limits and displays remaining allowances in real-time, giving you total peace of mind as a solo founder.
Calculate your long-term subscription bleed
See how much your recurring business and personal subscriptions cost over 1, 3, and 5 years, plus compounding opportunity cost.
Command Your Solopreneur Capital With YoFi
Download YoFi on Android to segregate personal and business capital, monitor recurring subscriptions, and protect your runway.