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Core Pillar 05
[ RECURRING OBLIGATION GUARDIAN ]

Subscription Tracker

Manage recurring payments and billing cycles. Monitor next payment dates, active subscription costs, and upcoming renewals to project future financial obligations alongside your budget manager.

LIVE RENEWAL CALENDAR & RUNWAY SENTINEL

Recurring Commitments

Monthly Burn
$198.50
Annual Obligation
$2553.00/yr
Service & PlanCategoryCost & CadenceNext Charge DateRenewal Alert
OpenAI (ChatGPT Plus & API)
AI Tools$20.00 / monthlyOct 2, 20263 days away
GitHub Copilot & Organization
Dev Tools$19.00 / monthlyOct 6, 20267 days away
Figma Professional Tier
Design$15.00 / monthlyOct 14, 2026in 15 days
AWS Cloud Infrastructure
Hosting & DB$124.50 / monthlyOct 18, 2026in 19 days
Vercel Pro Team
Deployment$20.00 / monthlyOct 22, 2026in 23 days
Apple Developer Account
Dev Licensing$99.00 / annualNov 12, 2026in 44 days
Domain Portfolio (Porkbun)
Domains$72.00 / annualDec 4, 2026in 66 days
Forward-Looking Cash Flow: YoFi automatically projects upcoming renewals into your remaining category budgets so you never experience unexpected account overdrafts.
100% On-Device Sentinel

Stop Silent Subscription Creep

Forgotten free trials and creeping software renewals siphon thousands of dollars every year. YoFi puts you back in total control.

Next Payment Date Sentinel

Clear visual alerts warn you days before credit cards are hit, allowing you to cancel unwanted trials or negotiate renewals in advance.

Flexible Billing Cycles

Seamlessly handle monthly, quarterly, semi-annual, and annual cycles with normalized monthly equivalent burn calculations.

Future Obligation Projection

Functions alongside the budget manager to carve out guaranteed capital for upcoming bills before calculating discretionary spending.

Free Browser Simulator

Calculate your long-term subscription bleed online

See how much your recurring subscriptions cost over 1, 3, and 5 years, plus the lost compounding investment opportunity cost.

Launch Bleed Calculator
FROM WEB TOOL TO REAL-TIME APP

Take Command of Your Recurring Subscriptions

Download YoFi on Android to eliminate forgotten renewals, project your monthly burn, and integrate recurring bills with your budget.

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