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Recurring Bleed Audit Tool
[ CASHFLOW LEAK AUDIT ]

Subscription Bleed Calculator

Recurring micro-charges quietly drain thousands from your balance sheet. Calculate your 1-year, 3-year, and 5-year cumulative costs, along with lost compound investment returns.

Active Subscriptions (6)

Add or remove services to see the impact on your long-term wealth

$211/mo
AI Assistant (ChatGPT / Claude Pro)AI Tools
$40/mo
Cloud Hosting & Domains (Vercel / AWS)Infrastructure
$45/mo
Video Streaming (Netflix + HBO)Entertainment
$32/mo
Fitness & Gym MembershipHealth
$55/mo
Music & Audio (Spotify / YouTube)Media
$15/mo
Productivity & Design (Figma / Notion)Software
$24/mo
Benchmark Annual Investment Return Rate8% APR
4% (Bonds / HYSA)8% (S&P 500 Historical)14% (Aggressive Tech)
CURRENT MONTHLY DRAIN
$211/ mo

Drains $2,532 every single year.

1-Year Outflow:$2,532
3-Year Outflow:$7,596
5-Year Outflow:$12,660
5-Year Compound Opportunity Cost
$15,504

If this $211/month were invested into an index fund averaging 8% annually, you would accumulate $15,504, generating +$2,844 in pure compound interest.

YoFi Solution: YoFi's on-device subscription auditor monitors billing intervals, alerts you to unauthorized price increases, and ensures cancelled trials never auto-bill.

The Stealth Threat of Subscription Creep

Subscription creep happens when $10 to $30 recurring charges slowly accumulate over months. Because each individual charge feels trivial on a credit card statement, users rarely cancel them. Over a 5-year timeline, a modest $150/month in unused tools results in over $12,000 in lost net worth when compounded.

FROM WEB TOOL TO REAL-TIME APP

Stop Subscription Leaks with YoFi Guardian

Take control of recurring charges. YoFi detects price hikes, sends renewal warnings, and calculates your true monthly burn directly on your device.

100% Local Encrypted DatabaseZero Cloud TelemetryInstant Offline Sync
YoFi Pro · Sovereign Mode
Encrypted
Unified Net Worth+18.4% YTD
$148,420.00
Cash / FX:$66,789
Stocks:$44,526
Crypto:$22,263
Creator:$14,842
Stripe · RevenueCat · Hardware KeysZero Cloud Storage