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Effective Date: July 8, 2026
TRANSPARENT CONSENT

Cookie Policy

How YoFi utilizes essential browser storage, preferences, and analytics while preserving complete on-device financial sovereignty.

This Cookie Policy explains how YoFi (“we,” “our,” or “us”) uses cookies and similar local storage technologies when you visit our website at yofi.dev and use our services.

YoFi is engineered as an offline-first, sovereign finance application. Your primary financial records (accounts, transactions, balances, and AI OCR scan logs) are stored directly on your physical smartphone and are never transmitted via web cookies.

Manage Your Preferences Anytime

You can change or withdraw your cookie consent at any moment.

1. What Are Cookies?

Cookies are small text files placed on your device by websites you visit. They are widely used to make websites function efficiently, enhance user experience, and provide aggregated reporting information. Similar technologies include web storage (such as HTML5 localStorage and sessionStorage).

2. Categories of Cookies We Use

A. Strictly Necessary Cookies (Always Active)

These cookies and local storage tokens are essential for core website functionality, security defense against CSRF attacks, routing, and remembering whether you have accepted or rejected non-essential cookies. They do not store any personally identifiable or financial information.

B. Anonymous Performance & Analytics

We use Google Analytics with IP anonymization to gather high-level metrics such as aggregated page view counts, device types, and bounce rates. This data is strictly statistical and helps us optimize page load speed and app stability.

C. Functionality & Preferences

These allow the website to remember choices you make, such as language selection, pricing cadence preferences (Monthly, Annual, Lifetime), and UI toggle settings.

3. What We Never Do

  • No Cross-Site Ad Tracking: We do not use third-party marketing or cross-site tracking cookies (e.g. Meta Pixel, ad retargeting networks).
  • No Financial Profiling: Your net worth, crypto balances, and bank accounts exist strictly on your phone, not in web cookies.
  • No Data Brokering: We never sell or license any analytical or cookie data to advertisers or third-party data aggregators.

4. How to Control and Delete Cookies

You have the full right to decide whether to accept or reject non-essential cookies:

  • YoFi Preferences Tool: You can open our consent modal at any time using the button.
  • Browser Settings: You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website, though access to some functionality may be restricted.

5. Contact & Questions

If you have questions about our use of cookies or privacy standards, please reach out to:

elagzeren@gmail.com

Last Updated: July 8, 2026