Net Worth Calculator
Enter your liquid cash, stocks, crypto, and liabilities below to calculate your total net worth and asset allocation breakdown in real time.
1. Assets & Holdings
What you own across fiat, equities, and digital assets
2. Debts & Liabilities
Total financial obligations and outstanding balances
Asset Allocation Distribution
Formula: Net Worth = (Cash + Stocks + Crypto + Property) − (Credit Cards + Mortgages + Loans). YoFi tracks this continuously with live market prices and 160+ currency rates.
Why Track Your Net Worth Instead of Just Cash?
Traditional banking apps only display your checking and savings account balances. For modern earners—creators, software engineers, and multi-asset investors—liquid cash only tells a fraction of the story. Your financial strength is distributed across brokerage holdings, on-chain crypto wallets, recurring SaaS revenue, and multi-currency balances.
Net worth is the single most accurate metric for tracking progress toward financial freedom and retirement readiness.
Knowing your percentage allocation prevents you from becoming over-exposed to volatile assets like crypto or high-beta tech stocks.
Most online net worth aggregators sell your banking records. YoFi stores all records strictly in an encrypted on-device SQLite ledger.
Automate Your Net Worth on Android
Tired of manually updating spreadsheet columns every month? YoFi automatically fetches live cryptocurrency prices, stock values, and 160+ currency exchange rates straight to your phone with zero server tracking.