Platform Fee & Take-Home Calculator
Gross sales don’t reflect cash in the bank. Calculate your true net take-home earnings after subtracting Stripe processing fees, Gumroad cuts, and App Store commissions.
1. Stripe Payment Processing
Standard 2.9% + $0.30 per transaction
2. Gumroad Platform Fees
10% platform fee + ~2.9% payment processing
3. App Store / In-App Purchases
Apple App Store & Google Play Store
Actual deposited cashflow after platform cut.
Channel Take-Home Comparison
Takeaway: Gross revenue is vanity; net take-home cash is reality. YoFi deducts platform commissions in real time so you always know your exact liquid profit margin.
Understanding True Net Margin for Digital Creators
When a creator sells an item on Gumroad for $100, they don't receive $100. Between Gumroad's 10% platform fee, credit card processing charges, and possible international currency conversion fees, the creator may only receive $85. On app stores, the standard cut can be up to 30%.
YoFi tracks both gross platform volume and true net payouts, giving you total sovereign clarity over cash flow and tax deductions.
Track Net Profits in Real Time on YoFi
Don't wait for end-of-month bank statements to know what you actually earned. YoFi unifies Stripe, Gumroad, and App Store earnings with automated fee deductions on your device.