Invest in Your Financial Sovereignty.
No subscription traps. No cloud telemetry mining your personal net worth. Start 100% free forever, or unlock infinite multi-asset intelligence with YoFi Pro.
No credit card required. Pure on-device encrypted storage for essential daily tracking.
Pay once, own YoFi Pro forever. All future updates, features & AI OCR included with zero recurring bills.
See how fast YoFi pays for itself.
Adjust your numbers to estimate how much YoFi saves you in avoided subscription leaks, captured tax write-offs, and multi-currency efficiency.
Monitored by Subscription Guardian to detect sneaked price hikes and forgotten trials.
Captured with on-device AI OCR scanner to claim all eligible tax-deductible expenses.
Unified multi-currency ledger avoids hidden exchange rate spreads and conversion loss.
Everything We Provide. Line by Line.
Compare every capability across security, asset tracking, creator revenue intelligence, and smart operations.
| Feature Capability | Free Starter | YoFi Pro |
|---|---|---|
100% On-Device Local SQLite Ledger Financial transactions and net worth records remain encrypted exclusively on your physical device. | ||
Zero-Cloud Sovereign Routing No telemetry or raw transaction data ever touches YoFi servers. Absolute zero data mining. | ||
Biometric Lock (FaceID / Fingerprint) Secure hardware enclave biometric authentication before granting access to your ledger. | ||
PII & Financial Credential Redaction Engine Local masking filters out API keys, customer names, and bank account numbers prior to ledger writing. | Basic Masking | Advanced PII Redactor |
Hide Balances Public Mode One-click toggle hides sensitive balances and asset amounts for safe public and workspace use. | ||
Connected Multi-Currency Accounts Physical bank accounts, cash envelopes, cold storage wallets, and digital vaults. | Up to 5 Accounts | Unlimited Accounts |
160+ World Fiat Currencies Support Automatic FX conversions to your unified base currency with historical exchange charts. | Daily Cached Rates | Real-Time Dynamic FX |
Crypto Portfolio Tracking (BTC, ETH, SOL) Track major cryptocurrencies, Layer 1s, DeFi tokens, and custom contract addresses. | Max 20 Assets | Unlimited (500+ Coins) |
Equities, Global Stocks & ETFs Live equity tracking across US, EU, and global international exchanges. | Max 20 Tickers | Unlimited Tickers |
Custom Physical Assets & Tangibles Real estate, vehicles, precious metals, watches, and custom valued collectibles. | Unlimited Tangibles | |
Historical Net Worth Analytics & Sparklines Interactive visual growth trajectory, liquid allocation percentages, and burndown health. | 30-Day History | Lifetime History |
Connected Creator Revenue Streams Direct ingestion from Stripe, RevenueCat, Gumroad, Lemon Squeezy, and digital stores. | 1 Active Stream | Unlimited Streams |
Webhook Deduplication & Test Charge Filter Automatically drop test sandbox charges and deduplicate network retry webhooks. | Basic Filter | Full Pipeline Filter |
Operational Runway Burndown Simulator Live calculation of your operational runway months based on real cashflow and active burn. | ||
Cross-Border Multi-Currency Settlement Auto-convert multi-currency creator payouts (USD, EUR, GBP, TRY) into your base net worth. | Standard | Instant Settlement Engine |
AI OCR Receipt Scanner 0.4s local edge inference parses merchants, line items, sales taxes, and total amounts instantly. | Unlimited Local Scans | |
Tax-Deductible Business Expense Tagging Automatically categorizes deductible SaaS, equipment, and client expenses for accountant export. | Manual Tagging | AI Auto-Suggestion |
Budget Velocity Envelopes & Safety Caps Dynamic burn gauges that notify you when your category spending pace exceeds monthly limits. | 2 Envelopes | Unlimited Envelopes |
Recurring Subscription Guardian Monitors recurring subscriptions, flags unexpected price hikes, and prevents trial renewal traps. | 2 Subscriptions | Unlimited Subscriptions |
Auto-Hike & Renewal Push Alerts Pre-emptive device notification before subscriptions auto-renew or charge price increases. | ||
1-Click Encrypted Database Backup Export password-encrypted vault files directly to your personal cloud or offline drive. | Manual Backup | Automated Local Vault |
Instant CSV & JSON Ledger Export Full data portability with raw transactional logs ready for Excel, Google Sheets, or custom scripts. | CSV Only | CSV + Full JSON Ledger |
100% Offline Functionality Full app remains 100% responsive without an internet connection using local SQLite and cached rates. | ||
Google Play 1-Click Subscription Management Zero dark patterns. Cancel, pause, or switch plans directly through your Google Play account. | Free Forever | 1-Click Manage / Cancel |
Priority Sovereign Support Direct response from YoFi core engineers with dedicated troubleshooting and feature voting. | Standard Support | Priority Dev Support |
Why we don't lock you into perpetual rent.
Traditional SaaS products charge monthly subscriptions because their business model depends on maintaining bloated cloud servers and analyzing user financial behavior for credit card cross-selling. We rejected that model from day one.
Zero Data Mining
If an app is free or cheap while sending your financial records to their remote cloud, you are the product. YoFi is completely private: we have no database servers to monetize your data.
True Lifetime License
Subscription fatigue is real. Our Lifetime License lets you pay once and own your financial command center permanently, including future AI OCR improvements and asset expansions.
Offline-First Architecture
Because YoFi runs directly on your smartphone's native silicon, our computational overhead is minimal. We pass these architectural efficiencies directly back to our community.
Frequently Asked Pricing Questions
Have questions about licenses, trials, or cancellations? We believe in 100% upfront clarity.
Need help? Contact core developers directly →